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Health & Welfare Plans Newsletter

September 24, 2010



Register Now for the Retirement Services Industry's Leading Event

Join the nation's top retirement services marketing, sales, administration and record keeping professionals at the SPARK Forum . Gain insights into the latest industry trends. Attend sessions designed specifically for TPAs, Advisors and RIAs. Participate in interactive sessions on marketing, operations, investments and distribution issues, and network with peers from national banks, insurance companies, mutual fund complexes, investment firms, third party administrators, benefit consulting organizations and financial advisory firms.

[Guidance Overview]
Health Laws -- 8 New Changes to Insurance Excerpt: "A set of new consumer protections officially went into effect yesterday, Sept. 23, the six-month anniversary of the law. Here's a guide to some of the changes -- and some of the caveats."
(Kaiser Health News)

[Guidance Overview]
Seeking Clarity on Grandfathered Health Plans Excerpt: "Among benefits beginning this week that don't apply to certain grandfathered plans: . . . ."
(USA TODAY)

[Guidance Overview]
IRS Issues Guidance on Over-the-Counter Medicines And Drugs Excerpt: "The IRS guidance, which includes Notice 2010-59, Revenue Ruling 2010-23, and questions and answers on the IRS website, establishes a rule concerning what it means for an over-the-counter medicine or drug to be 'prescribed,' sets forth new rules concerning the use of debit cards for over-the-counter medicines and drugs after the effective date of the rule, provides a transition rule for any needed cafeteria plan amendments, and discusses when these new rules are effective."
(Groom Law Group)

[Guidance Overview]
State Health Care Reform Update Excerpt: "For the last few years, states have been leading the way toward providing more comprehensive health care coverage to ensure that more people have or can obtain health insurance. With the passage of federal health care reform, states will have increasing responsibilities in regard to employer-provided health insurance benefits."
(Wolters Kluwer)

[Guidance Overview]
Ohio to Propose Fix for Insurers Fleeing Child Coverage Excerpt: "The Ohio Department of Insurance plans in the next few days to issue an emergency rule that officials hope will entice health insurers to reverse decisions to stop offering child-only policies on the individual market to avoid federal health reform requirements . . . ."
(Business Courier of Cincinnati)

[Guidance Overview]
Health Care Reform: Summary of Key Changes in Coverage for Adult Children Excerpt: "[Q:] What about state law? [A:] Some states, such as New York and New Jersey, have additional requirements for coverage of dependent children. These requirements apply only to fully insured plans issued in the applicable state, but not to self-funded plans."
(Jackson Lewis LLP)

[Guidance Overview]
Court Finds Employer Failed in Helping Employee Obtain Plan Documents Excerpt: "An employer breached its fiduciary duty to an employee by not taking additional steps to help her obtain copies of two resource tools used in denying her son health plan benefits although it did not have them in its possession, a court has ruled."
(PLANSPONSOR.com)

Blue Cross, HealthPartners Suspend Some Health Plan Sales in Minnesota
Excerpt: "Two of Minnesota's biggest health plans said Thursday they have temporarily suspended sales of individual health insurance policies because of uncertainty related to the new federal health reform law."
(Minneapolis - St. Paul Star Tribune)

Even Well Children Cant Get Health Insurance in South Carolina
Excerpt: "As national health care reform takes effect, health insurance carriers in South Carolina have halted access to new individual policies for children -- a move that could leave families unable to find insurance for their healthy children, advocates said."
(TheSunNews.com)

Industry Insiders Answer Key Questions About Health Insurance Exchanges
Excerpt: "four industry observers offered their perspectives on how the insurance exchanges will impact the small-group and individual markets."
(AISHealth.com)

Businesses Prepare for Healthcare Changes
Excerpt: "[S]ome business owners say they're holding back on creating new jobs because they're unsure if the newly added provisions will increase their health premiums or those of their customers."
(The Wall Street Journal)

Catholic Bishops Ask HHS Not to Require Coverage of Birth Control
Excerpt: "They noted that at least one drug already approved by the Food and Drug Administration (FDA) for 'emergency contraception' can actually cause early abortions, so a mandate of prescription contraception coverage as a preventive service would 'be in direct tension with [PPACA's] statutory prohibition on mandating any abortion service.'"
(PLANSPONSOR.com)



Complete Benefits Law Guidance from Law Journal Press

The nation's workforce and health care system are constantly evolving and so are the legal issues. Law Journal Press helps you handle any benefits law question with up-to-date, authoritative books on all aspects of the field. Get legal and practical advice from leading experts on everything from COBRA to ERISA, "contingent" employees to family and medical leave, and more. Browse our product listings for detailed information and special offers.
Sponsored by ALM

Webcasts and Conferences

Hearing on Protecting and Preserving Social Security for Generations - Watch Hearing Live
in District of Columbia on September 30, 2010
presented by U.S. House Ways and Means Committee

HIPAA Privacy Rules Refresher
Nationwide on October 7, 2010
presented by International Foundation of Employee Benefit Plans


Press Releases

McDonald's Corporation Named Plan Sponsor of the Year Profit Sharing/401(k) Council of America (PSCA)


Post your job on
EmployeeBenefitsJobs.com

Newly Posted Employee Benefits Jobs

Part Time On Call Participant Counselor
for Transamerica Retirement Services
in CA, MI, UT, WA

Pension Plan Administrator
for M. S. Fox & Associates, Inc.
in CA

VP, Key Account Sales
for Prudential
in CT

Education Consultant
for AXA Equitable
in NJ

Retirement Plan Administrator
for RSM McGladrey, Inc.
in MD




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