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June 20, 2011
[Guidance Overview]
Double-Test Your Health Plan for Discrimination
"To pass the Section 105(h) nondiscrimination rules an employer must meet two separate tests: The Benefits Test [and] The Eligibility Test." (Employee Benefits News: free registration required)

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An employer writes: "I have to tell you that of all the job boards I?ve ever used, this one has the best quality of candidates. I don?t get flooded with tons of resumes, and even the candidates who aren?t fit for the jobs we have don?t miss the mark by much."


IRS Seeks Comments on Health Plan Sponsor Fees for Comparative Effectiveness Research
"The fees are effective for policy and plan years ending after Sept. 30, 2012. The first plan year to which the fee on an applicable self-insured health plan applies would be a plan year that ends on Oct. 1, 2012." (Wolters Kluwer Law & Business)

Many New Jersey Retirees Get Six-Figure Parting Payments for Accrued Vacation Time and Sick Days
"New Jersey Governor Chris Christie wants to stop paying public workers for unused sick and vacation days, which add up to $825 mil.lion." (Bloomberg LP)

Benefit Designs for High Cost Medical Conditions (PDF)
"This paper provides an actuarial view of high cost patients and how their incurred medical costs are allocated between the health plan and the member." (Milliman, Inc.)

'Notes on Health Insurance and Reform' — The Private Health Insurance Market
"The Kaiser Family Foundation has launched a new series of short notes that will dissect and help explain the implementation of the Affordable Care Act and the private health insurance market." (Henry J. Kaiser Family Foundation)

Medical Malpractice and Healthcare Subrogation: You Can't Just Say 'ERISA' and Make a Recovery
"In this case, the plan incurred $95,000 in medical expenses before the malpractice occurred and $5,000 in medical expenses after the malpractice. The plaintiff always contended in litigation and settlement discussions with the physicians that only $5,000 was related." (Health Subrogation Blog)

Rethinking Workplace Design with Wellness in Mind
"[A new space can be] designed to with natural walking tracks on each floor — wide hallways that make loops around the offices — to encourage employees to get exercise." (Employee Benefit News: free registration required)

Democrats Question Validity of Mckinsey Health Care Plan Survey
"'The shift away from employer-provided health insurance will be vastly greater than expected and will make sense for many companies and lower-income workers alike,' said the study, published in the June issue of McKinsey Quarterly." (Business Insurance)

'Mini-Med' Plan Waiver Application Deadline Set
"Federal regulators say they will stop accepting applications after Sept. 22 from sponsors of limited health care or 'mini-med' plans for waivers from a health reform law requirement that plans must offer minimum dollar coverage amounts for essential benefits each year." (Business Insurance)

[Opinion]
Some Consensus about Health Care
"[There are four aspects of the health reform] issue in which Republicans and Democrats have stumbled into consensus." (The New York Times; free registration required)

Benefits in General; Executive Compensation

With Executive Pay, Income Disparity in America Growing
"The evolution of executive grandeur — from very comfortable to jet-setting — reflects one of the primary reasons that the gap between those with the highest incomes and everyone else is widening." (The Washington Post; free registration required)

2011 Proxy Season Recap — Lessons Learned
A rough list of some of the 'lessons learned' presented during a webcast. (Michael Melbinger via Winston & Strawn LLP)

Employee Benefits Jobs

Onsite Participant Counselor - Hawaii
for Diversified in HI

Retirement Compliance Advisor
for National Rural Electric Cooperative Association (NRECA) in VA

Retirement Plan Administrator
for Noble-Davis Consulting, Inc. in OH

Pension Administration Support (Part-Time)
for ExpertPlan, Inc. in NJ

Marketing Planner, Institutional Products
for Prudential in NJ

Post Your Job on EmployeeBenefitsJobs.com

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Webcasts and Conferences

HIPAA and Other Health Benefits Laws: Compliance Assistance Seminar in Indiana on July 20, 2011 presented by U.S. Department of Labor, Employee Benefits Security Administration (EBSA)

Spanish-language Retirement Savings Free Webcast Nationwide on June 22, 2011 presented by U.S. Department of Labor, Employee Benefits Security Administration (EBSA)

Understanding the Impact of Health Care Reform on Employers in Illinois on July 8, 2011 presented by Lorman Education Services

Understanding the Impact of Health Care Reform on Employers in California on July 13, 2011 presented by Lorman Education Services

Understanding the Impact of Health Care Reform on Employers in Wisconsin on July 13, 2011 presented by Lorman Education Services

Understanding the Impact of Health Care Reform on Employers in Massachusetts on July 14, 2011 presented by Lorman Education Services

Understanding the Impact of Health Care Reform on Employers in Ohio on July 21, 2011 presented by Lorman Education Services

Understanding the Impact of Health Care Reform on Employers in Louisiana on July 21, 2011 presented by Lorman Education Services

What's New for ESOP and KSOP Plans for 2011 and Beyond Nationwide on June 30, 2011 presented by Erisafile Qualified Pension Consulting, Inc.



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Winter Park, Florida 32789
Phone (407) 644-4146
Fax (407) 644-2151

Jeanette Hull, News Editor
David Rhett Baker, J.D., Editor and Publisher
Holly Horton, Business Manager
Copyright 2011 BenefitsLink.com, Inc., but feel free to forward this newsletter in its entirety.

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