Retirement Plan Operations Supervisor - Wealth Management
Chemical Bank
in MI

Pension Administrator
Norton Retirement Services, Inc.
in AZ

401(k) Administrator
Swerdlin & Company
in GA

Trust Analyst
Tax Accounting Firm
in PA

Post Your Job

View All Jobs

RSS Feed: All Jobs

Wrap Documents for Health and Welfare Plans: How Do They Work and Should You Have One?
September 24, 2014 in
(Thomson Reuters / EBIA)

ACA Reporting under 6055 and 6056: Practical Tips for Employers
October 2, 2014 in
(Sutherland Asbill & Brennan LLP)

Fringe Benefits: Section 132 and Beyond
October 8, 2014 in
(Thompson Interactive)

View All Webcasts and Conferences

ESOP 101: Tips for Business Owners
"Since fiscal year 2010, the department has recovered more than $241 million for ESOP violations, most of which involved improper valuations ... The good news is that these errors are avoidable.... Choose carefully.... Ensure accurate data.... Check and double-check." (Phyllis Borzi via Work in Progress, The Official Blog of the U.S. Department of Labor [DOL])

[Advert.]

ASPPA Annual Conference on October 26-29 in Washington DC

We don't just set the bar, we're constantly raising the bar for America's Retirement. And we unleash that tenacity at every ASPPA Annual Conference.

Senate Unanimously Passes Bill Overhauling ERISA Section 4062(e) (PDF)
"Significantly, the bill does not include in the workforce reduction calculation employees who are separated from employment but are replaced by another employee at another location, so a company that relocates a facility's operations to another facility within a reasonable period of time may not [be] liable under section 4062(e). Similarly, the bill does not count employees who are separated from employment after the employer sells its assets to another employer as long as the new employer either keeps or replaces the separated employee and maintains a pension plan that provides for the separated employee's accrued benefit." (Groom Law Group)

Strategies Arise to Take Advantage of New IRS After-Tax Rollover Opportunity
"Retirement plan advisers have said after-tax savings programs aren't a common feature at the employers they're working with. In fact, some companies have actively backed away from those programs.... For plan sponsors, the issue goes back to whether they're able to keep the contributions in the 401(k) separate from the earnings, as the earnings on that after-tax money can't be pulled into the Roth -- only the after-tax money ... Though larger employers are likely to already have their custodians account for contributions separately from the earnings, this isn't necessarily the case for smaller firms." (InvestmentNews)

After-Tax Money in Retirement Plans: Five Questions for Employees After IRS Notice 2014-54
"Aren't after-tax contributions the same as Roth contributions? ... Do all plans allow for after-tax contributions? ... Do the same contribution limits that apply to pre-tax and Roth salary deferrals also apply to after-tax contributions? ... Do the same distribution rules that apply to pre-tax and Roth salary deferrals apply to after-tax contributions? ... If I have after-tax funds in my employer plan, how does IRS Notice 2014-54 impact me?" (Slott Report)

The Challenges of Glide Path Optimization
"[A] smattering of studies over the last few years has shown that participants, on average, would experience better investor outcomes utilizing a glide path that increases equity exposure as investors near retirement. This should not come as a surprise for two simple reasons: stocks outperform bonds over most longer time periods; and DC investors have larger account balances nearing retirement and, thus, the positive impact of higher stock returns are much greater later in the accumulation cycle. This logic, however, does not guarantee that all DC investors will benefit from rising equity exposure. It simply means that, on AVERAGE, most investors would have better investment outcomes utilizing this strategy." (National Association of Plan Advisors [NAPA])

[Advert.]

Network, Learn and Sell at the SPARK Forum Retirement Industry Conference

Join top record keepers, asset managers, TPAs, advisors, marketing and sales executives for unequaled education and networking. Gain insights into the latest market trends, business strategies, regulatory and legislative issues, and product developments.

Three Questions to Ask Before Choosing a Retirement Portfolio
"[1] How much do you spend? ... [2] What is your required rate of return? ... [3] When do you need the money? ... Taxes, inflation and market returns are factors in retirement that you will have little control over, but will battle endlessly.... The same 'rules' used during your working years to accumulate capital can't be relied upon to help you ensure a perpetual income." (U.S. News & World Report)

Entitlement Reform and the Future of Pensions
"Reform of retirement and health care entitlements is inevitable, but its ultimate format remains uncertain. Any entitlement reform should take advantage of the additional resources provided by economic growth and the rise in demand for and supply of older workers. Recognizing the potential from those two forces argues for constructing reforms aimed largely at three goals: better orientation of public-sector retirement resources to needier and older populations; removal of obstacles to increased employment of older workers; and private-pension reform that provides the long-sought second tier of support in older ages." (Pension Research Council, Wharton School of the University of Pennsylvania; free registration required)

Effectively Incorporating Emerging Markets Strategies into Retirement Plan Lineups
"[T]rustees of defined benefit plans typically have separate allocations for each of these areas. Investors in defined contribution plans without appropriate diversification to these and other areas may not be adequately positioned for growth and may lose out on returns over time. The growth opportunity presented by emerging markets represents one of the most critical investment opportunities of the next decade, and remains so even as economic prospects have ebbed from recent heights." (Calamos)

A Simple Solution to Fiduciary Rulemaking at the SEC
"There is a simple, elegant solution. It is found in state common law, which serves to inform federal common law. The SEC can merely adopt the following rule: 'Any registered representative of a broker-dealer, and its firm, become a fiduciary to its customer when a relationship of trust and confidence is formed.' After promulgating this simple statement, the SEC could let the courts determine when a relationship of trust and confidence arises. There is already a body of common law around this issue. Of course, further guidance will likely be needed from the SEC, over time, to ensure that fiduciary obligations are not attempted to be circumscribed by the actions of broker-dealers." (Ron Rhoades)

Retirement Benefits and the Great Reset
"[A]re benefits, and specifically retirement benefits -- a 'less sticky' kind of wages, that are easier to cut when it's time for a reset? What are the implications of that for those who preach a 'total compensation' approach to employer benefits policy?" (money vs. time)

Matrix Financial Solutions Partnership with NAPA and SCS Expands Advisor Education National Association of Plan Advisors [NAPA]

Prudential Signs Pension Transfer Agreement with Motorola Solutions Prudential Financial, Inc.

Alliance Benefit Group, LLC Offering Dave Ramsey?s Financial Wellness Program for 401(k) Participants Alliance Benefit Group

Segal Group Expands Human Capital Services Segal Consulting

View All Press Releases