DATAIR Employee Benefit Systems, Inc.

Retirement Plan Compliance Analyst QKA
Newport Group
in AL, AZ, CA, FL, IA, IL, IN, KS, MA, MN, NC, NY, OH, TX, VA, WA, WI, Telecommute

DC Plan Administrator
San Diego Pension Consultants
in CA

Defined Benefit Plan Administrator
San Diego Pension Consultants
in CA

Retirement Operations Support Supervisor
Alerus Financial
in MN

Retirement Account Analyst
Alerus Financial
in MN

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2018 Employee Benefits Preview: What to Do Now and What to Expect
March 8, 2018 WEBCAST
Quarles & Brady LLP

Benefits Emerging Leaders Working Group
March 15, 2018 in IL
McDermott Will & Emery LLP

Dealing with Difficult Customers and How to Say No
March 23, 2018 WEBCAST
ftwilliam.com

Avoiding QDRO Nightmares: Top 10 Tips
April 19, 2018 in NY
Worldwide Employee Benefits Network [WEB] - New York Chapter

?See 172 Upcoming Webcasts and Conferences

?See 1376 Recorded Webcasts

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Text of 2017 IRS Form 8915A: Qualified 2016 Disaster Retirement Plan Distributions and Repayments (PDF)
"Attach to 2017 Form 1040, 2017 Form 1040A, or 2017 Form 1040NR."
Internal Revenue Service [IRS]

The New CEBS.

The new Certified Employee Benefit Specialist? (CEBS?) program has arrived. The curriculum is focused and dynamic. The delivery is engaging. And where you want to go? You're going to get there faster. Learn more.

Appeals Court Orders Fiduciary Breach Case Against Transamerica to Be Dismissed
"In a complex case that dates back to 2011, the three-judge appeals court panel reversed a ruling by a U.S. District Court judge in Los Angeles that had supported the plaintiffs.... Plaintiffs argued that Transamerica had violated its fiduciary duties by offering certain investment options by Transamerica affiliates in a group annuity contract.... Transamerica maintained that it wasn't a fiduciary regarding the terms of its own compensation." [ Santomenno v. Transamerica Life Ins. Co. , No. 16-56418 (9th Cir. Feb. 23, 2018)]
Pensions & Investments

How Is Liability-Driven Investing Different?
"An LDI approach forces us to examine our investment and funding assumptions on an ongoing basis -- and to make adjustments. Because an LDI approach starts with an identified liability or funding target, compares it with the current value of available assets and challenges us to figure the best way to achieve that goal, it makes us carefully evaluate the assumptions we have made as part of our plan."
Best Best & Krieger LLP

Interesting Angles on the DOL's Fiduciary Rule, Part 81
"The myth for this post is the oft-repeated statement that the Fiduciary Rule prohibits the payment of commissions.... Under transition BICE, there is only one explicit restriction on compensation. That is that advisors and their financial institutions can receive no more than reasonable compensation for their services."
FredReish.com

Mechanisms Behind Retirement Saving Behavior: Evidence From Administrative and Survey Data
"People who tend to procrastinate are more likely to stay at the default contribution rate under automatic enrollment. Low financial understanding increases the likelihood of remaining at the effective 0% default contribution rate in an opt-in plan. Non-procrastinators on average save more than other employees and are more likely to maximize their employer match. Tools and advice designed to help participants make saving decisions may need to account for the plan's default participation status."
TIAA Institute

Navigating the Compliance Challenges of Missing Participants

The DOL is coming ... Pension plan audits are on the rise with a specific focus on the Term-Vested population and RMD. Contact the pros at PBI to learn more about our new Term-Vested Audit & Remediation Service.

Roth Celebrates Its 20th Anniversary
"The history of Roth begins with the history of IRAs.... Roth was a response to the constant tension between retirement savings needs and our federal government budget and revenue needs."
Plan Sponsor Council of America [PSCA]

Where Do IRAs Fit in Your Retirement Distribution Plan?
"Why is sequencing withdrawals a key component of successful retirement portfolio management? Because it helps you save on taxes. To the extent that a retiree has both taxable and tax-sheltered assets like IRAs and company retirement plans, it's best to spend the taxable money first. The assets with the most generous tax treatment, meanwhile, should be last in a retiree's spending queue, thereby stretching out the tax benefit for the longest possible period of time."
Morningstar Advisor

March and April 2018 Filing and Notice Deadlines for Qualified Retirement and Health and Welfare Plans
"The filing and notice deadline table ... provides key filing and notice deadlines common to calendar year plans for the next two months. If the due date falls on a Saturday, Sunday, or legal holiday, the due date is generally delayed until the next business day."
King & Spalding

New Section 83(i) Election for Employee Stock Options and Restricted Stock Units
"The corporation must have a written incentive plan in place that grants stock options or RSUs to at least 80% of its full-time U.S. employees. The stock option or RSU award must be in exchange for the employee's services and not subject to buy back by the corporation. The corporation must provide notice to their eligible employees about the right to make the 83(i) Election as well as the tax impact of making such election."
Morris, Manning, & Martin, LLP

Impact of Tax Reform on Executive Compensation and Employee Benefits (PDF)
16 presentation slides. Topics include: [1] Key changes under Tax Cuts and Jobs Act; [2] Transition rule under Tax Cuts and Jobs Act; [3] Original transition rule and interpretation; [4] 'Negative discretion' under bonus plans; [5] Material modification; [6] Nonqualified Deferred Compensation (NQDC); and [7] Potential changes to incentive compensation practices.
McDermott Will & Emery

One-Year Minimum Vesting for Equity Awards and the 'Directors Compensation Year'
"ISS is 'requiring' that equity incentive plans provide a one-year minimum vesting period for all awards. The plan's language must preclude the possibility of awards vesting prior to one-year from the grant date.... ISS allows that the approximately 12-month period between regular annual shareholders meetings will satisfy its requirement, even if slightly less than 365 days."
Winston & Strawn LLP

Suspension of Benefits Notice Following Plan Merger: Only Applies to 'New' Accruals?
Company A sponsors Plan A; Company B sponsors Plan B. After Company B buys Company A, Plan A is frozen and merged into Plan B. Company A employees begin accruing new benefits under Plan B. I'm being told that the Suspension of Benefits Notice that Company B provided is only good for the new benefits and not for the old benefits, but I can't figure out why.
BenefitsLink Message Boards

Bonus Payment: Can Board Have Option to Allow Payment Even If Participant Not Entitled to It?
Can a bonus plan can provide for both [1] payment of X amount if person employed on Y date, and otherwise if you're not employed on Y date, you don't get paid regardless of the reason for the earlier termination of employment (e.g. no payment even if termination prior to Y date was because of death, disability, etc.), AND [2] Board "may elect, in its sole discretion" (presumably as of date Y) to pay one or more participants who are not employees on Y date such that the participant, even though not employed on date Y, still gets the payment?
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Press Releases

Capturing Medical Stop-Loss Savings with ShareCap The Alliance

American College of Employee Benefits Counsel and Catholic University of America, Columbus School of Law Announce Drexel University Wins Inaugural Ellen A. (Nell) Hennessy Employee Benefits Moot Court Competition American College of Employee Benefits Counsel

Financial Soundings Solution Supports In-Plan Retirement PLANSPONSOR

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