Senior Pension Administrator
Primark Benefits
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ESOP Administrator
Blue Ridge ESOP Associates
in VA, Telecommute

Director Health and Welfare Operations
Reynolds American
in NC

Employee Benefits Analyst
County of Sonoma Human Resources Department
in CA

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What Your CEO and CFO are Reading About Healthcare
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Retiree Liabilities for Dummies - Solutions for Managing Pension, Healthcare and Life Obligations
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Survey Is in for 2018 - Are Your Strategies Keeping Up?
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Best Practices in Employee Benefits Communication
May 3, 2018 in MD
Worldwide Employee Benefits Network [WEB] - Baltimore Chapter

ERISA Litigation Update: New Trends and Significant Changes
May 31, 2018 WEBCAST
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Departments Issue Robust Mental Health Parity Implementation Guidance

"The newly released regulatory package reflects the departments' focus on compliance assistance in proposing specific examples of mental health parity violations along with a revised draft disclosure template. It also pushes for civil monetary penalties in connection with parity violations as a way to foster more effective MHPAEA enforcement." Conduent

Register Today and Save -- Trustees and Administrators Institutes

Register by May 14 to save $300 -- Attend the Trustees and Administrators Institutes to receive timely and relevant education on the issues that face the benefits industry including the opioid crisis, ACA Updates, Rx Management and Fraud in Benefits.

Claims Over Cost-Sharing Reductions Can Proceed as a Class Action

"[T]he CSR class includes any insurer that offered a qualified health plan in the 2017 or 2018 plan year who did not receive a CSR payment from the government to account for the amount it paid out in CSRs to enrollees. The government has to provide a list of potential class members by May 18, 2018." [ Common Ground Healthcare Cooperative v. U.S. , No. 17-877C (Cl. Ct. Apr. 17, 2018)]
Katie Keith, in Health Affairs

Blue Cross Takes Rare Loss on Monopoly Claim with Trial Pending

"Blue Cross Blue Shield of Rhode Island is facing a jury trial on claims it shut a hospital out of its network and quit reimbursing for care there to thwart a competing insurer that was slated to buy the hospital.... Blue Cross threatened Steward's entry into the Rhode Island market by embarking on a series of anticompetitive actions, the complaint said." [ Steward Health Care System v. Blue Cross & Blue Shield of Rhode Island , No. 13-405 (D.R.I. Apr. 23, 2018)]
Bloomberg BNA

What's Driving Health Insurance Costs in Utah? (PDF)

32 pages. "61% of Utahns purchase health insurance through employers. This is the highest in the nation and significantly higher than the U.S. average of 49%.... The average total premium for an employer-sponsored individual plan in Utah increased by an inflation-adjusted 34% from 2006 to 2016, and 30% for a family plan.... [These] increases are modest compared to the increases in the late 1990s and early 2000s." Utah Foundation

Peak Health Plan Premiums Give Rise to Activism in Charlottesville, Virginia

"Charlottesville now claims the dubious distinction of having the highest individual-market health insurance costs in the country ... [M]any residents found their only choice came with a 300 percent boost in premium costs.... [SB 672] redefined what a 'small employer' is so that self-employed people can buy insurance in the small-group market.... [M]any people ... found that the cost of adding an employee to a company of one allowed them to save money by obtaining insurance as a small group, though it still added significant overhead costs to these businesses." Kaiser Health News

Develop skills, knowledge and expertise with ECFC's certification program

Flexible compensation is constantly evolving as new regulations, laws, and interpretations affect the discipline. Become a leader and take the steps to become certified as a Flexible Compensation Specialist.

Factors to Consider About Reference-Based Pricing

"Assuming the employer provides clear information on how reference-based pricing will affect plan participants, this approach also supports insurance consumerism. Employees who understand the amounts that a plan will pay, and then seek out providers that will provide the right level of care at or around that cost, can potentially achieve lower out of pocket healthcare spend towards their deductible and out of pockets maximums.... To function properly, this approach requires a substantial amount of ongoing employee education & communications and personal support." Corporate Synergies

Common Cyber-Risks Facing Your Benefit Plans

"Spear phishing involves a specific target in mind -- one ... that could be an employee of a health and welfare or pension fund.... Ransomware involves a malicious link or attachment within a phishing e-mail.... Business e-mail compromise (BEC) targets specific businesses or individuals who wire money.... Cybersecurity is no longer a matter just for the information technology (IT) department.... A separate but linked strategy for cyberfraud (the social engineering component) and cybersecurity (the IT infrastructure component) should be centrally managed with defined objectives and overarching principles." International Foundation of Employee Benefit Plans [IFEBP]

Press Releases

Benefitfocus Extends Stock Ownership to All Employees Benefitfocus

Alight Solutions Partners with Personal Capital and AllianceBernstein to Introduce WealthSpark, the Next Innovation in Retirement Solutions for U.S. Workers Alight

2017 Financials Set Record Highs for OneAmerica OneAmerica

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