QACA 2-6 year graded vesting

I can't find any info online indicate a QACA plan allows 2-6 yr graded vesting. But I do remember I saw this design many years ago. Am I wrong?

The QACA safe harbor contributions themselves cannot use 6-year graded vesting. But, there could be other employer contributions such as profit sharing that could use that vesting schedule.

I am under the impression that QACAs could have a three year cliff vesting schedule but six year graded is not allowed..

The QACA employer safe harbor contributions have to vest over no more than 2 years, but it can be 2 year cliff if I recall correctly.

as Belgarath points out other employer contributions such as a profit sharing contribution could use a different schedule such as 2/20 if provide in the document.

God bless the job security of piece meal retirement legislation that brings us multiple different vesting rules for different types of plans and sources or money.

Yes, two year cliff vesting is allowed for safe harbor QACA matching and nonelective contributions.